Personal Loan

Need quick funds for personal expenses? Dhruv Multi Services offers hassle-free personal loans with minimal documentation, quick approvals, and flexible repayment options. Whether it’s for medical emergencies, weddings, travel, or home renovations, we have the right loan solution for you!

A personal loan is an unsecured loan that helps you manage your urgent financial needs without any collateral. At Dhruv Multi Services, we connect you with leading banks and NBFCs to get the best interest rates and loan offers tailored to your needs. Our easy digital process ensures fast approvals and quick disbursal, making it the perfect solution for salaried and self-employed individuals.

Why Choose Dhruv Multi Services Personal Loans?

✅ Loan Amount up to ₹50 Lakh – High loan amounts based on your eligibility
✅ No Collateral Required – 100% unsecured loan with no need to pledge assets
✅ Quick Disbursal – Get funds in your account within 24-48 hours*
✅ Flexible Repayment Options – Tenure ranging from 12 to 60 months
✅ Minimal Documentation – Simple and hassle-free application process
✅ Attractive Interest Rates – Starting from 10.50% p.a. (varies based on eligibility)
✅ Loans for Salaried & Self-Employed – Customized solutions for all income groups

Eligibility Criteria

For Salaried Individuals:

✔️ Age: 21 to 60 years
✔️ Employment: Must be employed with a government organization, PSU, or a private company
✔️ Minimum Monthly Income: ₹20,000 (varies by lender)
✔️ Work Experience: Minimum 1 year of continuous employment
✔️ Credit Score: 700+ (Preferred)

For Self-Employed Individuals:

✔️ Age: 21 to 65 years
✔️ Business Stability: Minimum 3 years of profitable business operations
✔️ Minimum Annual Income: ₹2 lakh (varies based on lender)
✔️ Credit Score: 700+ (Preferred)

Documents Required

For Salaried Individuals:

📌 Identity Proof: PAN Card, Aadhaar Card, Passport, Voter ID, or Driving License
📌 Address Proof: Aadhaar Card, Passport, Utility Bills (Electricity/Water), or Rent Agreement
📌 Income Proof: Last 3 months’ salary slips, Form 16, and Bank Statements (6 months)
📌 Employment Proof: Appointment letter or company ID

For Self-Employed Individuals:

📌 Identity Proof: PAN Card, Aadhaar Card, Passport, Voter ID, or Driving License
📌 Address Proof: Aadhaar Card, Passport, Utility Bills, or Office Rent Agreement
📌 Income Proof: ITRs (last 2-3 years), Business Registration Proof, and GST Returns
📌 Bank Statements: Last 6-12 months’ business and personal bank statements

Loan Amount & Repayment

💰 Loan Amount: ₹50,000 to ₹50 Lakh
📆 Repayment Tenure: 12 to 60 months
📉 Interest Rate: Starting from 10.50% p.a.

Apply Now & Get Instant Approval!

Get quick and hassle-free funding with Dhruv Multi Services. Apply today and meet your financial needs with ease!