Home Loan

Looking for a hassle-free home loan? Dhruv Multi Services offers competitive interest rates, flexible repayment options, and quick approvals for both salaried and self-employed individuals. Whether you’re buying a new home, constructing one, or renovating your existing house, we have customized loan solutions for you.

Owning a home is a major milestone, and Dhruv Multi Services helps make it a reality with easy and affordable home loans. We offer high loan amounts, minimal documentation, and fast approvals to ensure a smooth borrowing experience. Whether you’re a salaried employee or self-employed, our home loan solutions cater to your financial needs.

Our advanced FinTech platform connects you with leading banks and NBFCs, ensuring the best interest rates and flexible repayment options.

Why Choose Dhruv Multi Services Home Loans?

✅ Attractive Interest Rates – Affordable EMIs with competitive interest rates
✅ High Loan Eligibility – Loan amounts tailored to your income and repayment capacity
✅ Minimal Documentation – Fast and easy processing with minimal paperwork
✅ Quick Disbursal – Funds available swiftly for your dream home
✅ Flexible Repayment Options – Choose a loan tenure that fits your financial goals
✅ Loans for Salaried & Self-Employed – Customized loan offers based on income stability
✅ Easy Balance Transfer – Lower your EMIs by transferring your existing home loan

Eligibility Criteria

For Salaried Individuals:

✔️ Age: 21 to 60 years
✔️ Employment: Must be employed with a government organization, PSU, or a private company
✔️ Minimum Monthly Income: ₹25,000 (varies based on lender)
✔️ Work Experience: Minimum 2 years of stable employment
✔️ Credit Score: 700+ (Preferred)

For Self-Employed Individuals:

✔️ Age: 21 to 65 years
✔️ Business Stability: Minimum 3 years of business operations
✔️ Minimum Annual Income: ₹2.5 lakh (varies based on lender)
✔️ Financial Proof: Business turnover, profit statements, and ITRs required
✔️ Credit Score: 700+ (Preferred)

Documents Required

For Salaried Individuals:

📌 Identity Proof: PAN Card, Aadhaar Card, Passport, Voter ID, or Driving License
📌 Address Proof: Aadhaar Card, Passport, Utility Bills (Electricity/Water), or Rent Agreement
📌 Income Proof: Last 3 months’ salary slips, Form 16, and Bank Statements (6 months)
📌 Employment Proof: Appointment letter or company ID
📌 Property Documents: Sale Agreement, Property Title Deed, Approved Building Plan

For Self-Employed Individuals:

📌 Identity Proof: PAN Card, Aadhaar Card, Passport, Voter ID, or Driving License
📌 Address Proof: Aadhaar Card, Passport, Utility Bills, or Office Rent Agreement
📌 Income Proof: ITRs (last 2-3 years), Business Registration Proof, and GST Returns
📌 Bank Statements: Last 6-12 months’ business and personal bank statements
📌 Property Documents: Sale Agreement, Title Deed, Approved Building Plan

Loan Amount & Repayment

💰 Loan Amount: Up to ₹5 Crore (based on eligibility)
📆 Repayment Tenure: 5 to 30 years
📉 Interest Rate: Starting from 8.50% p.a

Get your dream home today! Apply now with Dhruv Multi Services and take the first step toward homeownership.