Business Loan

Looking for funds to expand your business? Dhruv Multi Services offers hassle-free business loans with minimal documentation, quick approvals, and flexible repayment options. Whether you need working capital, machinery financing, or business expansion, we provide the right financial solution tailored to your needs.

A business loan is a financial tool designed to help entrepreneurs and business owners grow and expand their operations. At Dhruv Multi Services, we connect you with leading banks and NBFCs to offer the best interest rates and loan amounts suited to your business requirements. Our easy application process ensures fast approvals and quick disbursal, making it easier to scale your business without financial stress.

Why Choose Dhruv Multi Services Business Loans?

✅ Loan Amount up to ₹5 Crore – High loan amounts based on your eligibility
✅ No Collateral Required – Unsecured business loan options available
✅ Quick Disbursal – Get funds in your account within 48-72 hours
✅ Flexible Repayment Options – Tenure ranging from 12 months to 10 years
✅ Minimal Documentation – Simple and hassle-free process
✅ Custom Loan Options – Working capital loans, term loans, MSME loans, and more
✅ Attractive Interest Rates – Starting from 12% p.a. (varies based on eligibility)

Types of Business Loans We Offer

✔️ Working Capital Loan – Manage daily business expenses and cash flow
✔️ Machinery & Equipment Loan – Purchase or upgrade machinery for your business
✔️ Business Expansion Loan – Scale operations, open new branches, or renovate your setup
✔️ MSME Loan – Special loans for Micro, Small, and Medium Enterprises (MSMEs)
✔️ Loan Against Property for Business – Get funding by pledging your property as collateral
✔️ Invoice Discounting – Raise funds against unpaid invoices
✔️ Overdraft Facility – Flexibility to withdraw funds as per your needs

Eligibility Criteria

For Self-Employed Professionals & Business Owners:

✔️ Age: 21 to 65 years
✔️ Business Stability: Minimum 2-3 years of operational business
✔️ Minimum Annual Turnover: ₹10 lakh (varies based on lender)
✔️ Profitability: Profitable business for at least 1-2 years
✔️ Credit Score: 700+ (Preferred)

For Startups (Special Loan Programs Available):

✔️ Business Vintage: Minimum 1 year (for startup funding programs)
✔️ Revenue Proof: Consistent sales and revenue track record
✔️ Creditworthiness: Good financial standing and business model

Documents Required

📌 Identity Proof: PAN Card, Aadhaar Card, Passport, Voter ID, or Driving License
📌 Address Proof: Aadhaar Card, Passport, Utility Bills, Office Rent Agreement
📌 Business Proof: Business Registration Certificate, GST Registration, Shop Act License
📌 Income Proof: Latest 2-3 years’ ITR, Profit & Loss Statement, and Balance Sheet
📌 Bank Statements: Last 6-12 months of business and personal bank statements
📌 Loan Against Property: Property documents if applying for a secured loan

Loan Amount & Repayment

💰 Loan Amount: ₹50,000 to ₹5 Crore (based on eligibility)
📆 Repayment Tenure: 12 months to 10 years
📉 Interest Rate: Starting from 12% p.a.

Apply Now & Grow Your Business!

Get easy and quick business loans with Dhruv Multi Services. Apply today and take your business to the next level!